Terms & Conditions

01 Acceptance of Terms

Welcome to SMGB Marketing. By accessing, browsing or using this website or any related services, you acknowledge that you have read, understood and agree to be bound by these Terms & Conditions.

If you do not agree with any part of these Terms & Conditions, please do not use the website or applicable services.

02 Eligibility

You may use SMGB Marketing services only if you are legally permitted to do so under applicable laws and regulations.

Users are responsible for ensuring that their participation, purchases, business activities and use of the platform comply with all applicable laws, regulations and policies.

03 User Accounts

Certain features may require you to create an account. You agree to provide accurate, complete and current information when registering.

• You are responsible for maintaining the confidentiality of your username and password.
• You are responsible for activities performed through your account.
• You should notify us if you believe your account has been accessed without authorization.
• You must not create an account using false or misleading information.

04 Independent Business Activity

SMGB Marketing operates a direct selling and business development model. Participants who engage in business activities do so as independent business owners unless a separate written agreement states otherwise.

Participation does not by itself create an employer-employee relationship, partnership, agency or joint venture between SMGB Marketing and an independent participant.

05 Products, Services & Sales

The SMGB Marketing business model is based on genuine products and/or services and legitimate customer transactions.

Participants are expected to represent products and services accurately and should not make false, misleading or unsupported claims about products, services, business opportunities or potential results.

• Product information should be communicated accurately.
• Customer relationships should be handled professionally.
• Participants must follow applicable pricing, sales and promotional policies.
• No participant should make unauthorized representations on behalf of SMGB Marketing.

06 Income & Earnings Disclaimer

SMGB Marketing does not guarantee any fixed income, profit, commission, reward or financial return from participation in the business.

Any income, rewards or commissions that may be available under an applicable compensation plan depend on factors including eligible product or service sales, customer demand, individual performance, business activity and compliance with applicable requirements.

Past performance or examples of business results should not be interpreted as a guarantee of future results.

07 User Conduct

Users and independent participants agree not to misuse the website, platform, products, services or company information.

Prohibited activities include, where applicable:

• Using false, fraudulent or misleading information.
• Attempting unauthorized access to accounts, systems or databases.
• Uploading malicious software or harmful content.
• Impersonating SMGB Marketing or another person.
• Making misleading income, product or business claims.
• Using the platform for unlawful purposes.

08 Intellectual Property

Unless otherwise stated, content appearing on the SMGB Marketing website, including logos, branding, text, graphics, designs, images, software and other materials, may be protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, modify, publish, sell or commercially exploit protected content without appropriate authorization.

09 Website Availability

We aim to keep the website and services available and functional, but we do not guarantee that the website will always be uninterrupted, error-free, secure or available at all times.

Maintenance, technical problems, updates, third-party services, network issues or events outside our reasonable control may temporarily affect availability.

10 Third-Party Services & Links

The website may contain links or integrations to third-party websites, payment providers, communication platforms or other services.

Third-party services may operate under their own terms, conditions and privacy policies. SMGB Marketing is not responsible for the independent practices, availability or content of third-party services.

11 Payments, Refunds & Cancellations

Where applicable, payments, purchases, cancellations and refunds are subject to the specific policies and terms applicable to the relevant product, service or transaction.

Please review the applicable Refund & Cancellation Policy before completing a transaction.

12 Suspension & Termination

We may suspend or restrict access to an account, service or part of the website where reasonably necessary, including in cases involving suspected fraud, misuse, violation of these Terms, security concerns or legal requirements.

Where appropriate, applicable account or participation policies may provide additional procedures relating to suspension or termination.

13 Limitation of Liability

To the extent permitted by applicable law, SMGB Marketing shall not be responsible for indirect, incidental, consequential or special losses arising from use of the website or services.

Nothing in these Terms is intended to exclude or limit liability where such exclusion or limitation is not permitted under applicable law.

14 Changes to These Terms

SMGB Marketing may update or modify these Terms & Conditions from time to time to reflect changes in the website, services, business practices or applicable legal requirements.

Updated terms will be published on this page with a revised date. Continued use of the website after changes are posted may constitute acceptance of the updated terms to the extent permitted by applicable law.

15 Contact Us

If you have questions about these Terms & Conditions, our business model, products, services or policies, please contact SMGB Marketing using the contact information provided on our website.